Patients:
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Doctors:
Patients can know all payment
options with no credit impact.

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to start?

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Prequalified payment options have no
credit impact until a plan is selected.

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Payment plans that give you a reason to smile.

Simply select a plan that suits your budget.

When patients need a simple and more affordable way to pay for the care you prescribe, we can help. Unlike other plans, applicants will see all amounts, monthly payments, and interest rates they prequalify for, with no impact to their credit until they select a plan and move forward.

Our approval rates and practice fees are highly competitive. And the application process is fast and easy, so your patients will have the funding needed for optimal care. Best of all, your practice can focus on what you do best: care for patients.

  Fixed Rate Plans Promotional No-Interest Plans See more Promotional Rate Plans See more
Rates 4.99% - 24.99% APR based on the amount financed and applicant’s credit history 0% APR for 6, 12, 18, or 24 months-after that, 26.99% standard APR See more 17.90% APR for 24, 36, 48, or 60 months-after that, 26.99% standard APR See more
Plan Type Installment loan Revolving line of credit Revolving line of credit
Sample Monthly Payment As low as $105 a month for a $5,000 case at 8.99% APR over 60 months Equal payments as low as $209 per month for a $5,000 treatment in 24 months, Total cost is $5,000. See more Equal payments as low as $127 per month for a $5,000 treatment in 60 months, Total cost is $7,620. See more
Plan Amount $2,000 - $50,000 $499 - $32,000 $1,000 - $32,000
Terms 24, 36, 48, 60, 72 or 84 months 6, 12, 18, or 24 months promotional period 24, 36, 48, or 60 months promotional period
Specialties Dental, Fertility, Hair Restoration, Weight Loss Surgery Dental, Hair Restoration Dental, Hair Restoration

Fixed Rate Plans

Rates 4.99% - 24.99% APR based on patient’s credit score
Sample Monthly Payment A $5,000 case can be as low as $105 a month at 8.99% APR
Plan $2,000 - $50,000
Terms 24, 36, 48, 60, 72 or 84 months
Specialties Dental, Fertility, Hair Restoration, Weight Loss Surgery

Promotional No-Interest Plans Details

Rates 0% APR for 6, 12, 18 or 24 months (after that, 26.99% standard APR)
Sample Monthly Payment As low as $209 a month for a $5,000 treatment plan in 24 months
Plan $499 - $32,000
Terms 6, 12, 18 or 24 months promotional period
Specialties Dental, Hair Restoration

Financing the way it was meant to be

No upfront payment. No prepayment penalties or payment due for 3-7 weeks. What you see is what you get.

We offer financing solutions tailored to your specialty

  • DENTISTRY

    Offering your patient financing shouldn’t require a finance major

    You chose dentistry over banking for a reason. Partner with Lending Club Patient Solutions to provide quality financing for your patients. So you can focus on ensuring they get the restorative, cosmetic or orthodontic care they need. If you compare the maximum loan amount of $50,000 and the monthly term limit of 84 months, you will find that Fixed Rate Plans and credit accounts with Promotional Rate Plans offered through Lending Club Patient Solutions provide some of the lowest monthly payments. Plus, credit accounts with Promotional No-Interest Plans with no retroactive interest avoid unwelcome surprises. We give you and your patients another reason to smile.

    • The monthly payment is only $105 for a $5,000 case with a 8.99% APR Fixed Rate Plan over 60 months.*
    • The monthly payment is only $186 for a $10,000 case with a 9.99% APR Fixed Rate Plan over 72 months.*
  • FERTILITY

    Fertility financing made easy.

    At Lending Club Patient Solutions, we help make the fertility process more affordable for your patients. Patients can finance treatment, medications, genetic testing and egg freezing services and cover the cost in one budget-friendly monthly payment. Plans up to $50,000 allow patients to incorporate the cost of these services from multiple providers into one amount borrowed and finance them directly through our partner bank. Through our multi-payment process we can distribute funds for jointly financed cases to participating providers. All payments are made when the plan funds.

  • HAIR

    Help get business growth with fast, affordable financing for your patients.

    If you want to turn prospects into patients, nothing is more effective than high-quality financing. With Lending Club Patient Solutions, your patients can choose a credit account with Promotional No-Interest Plans and lower-payment Fixed Rate Plans or a credit account with Promotional Rate Plans. We help you have the money conversations, so you can focus on your patients.

    • The monthly payment is only $105 for a $5,000 case with a 8.99% APR Fixed Rate Plan over 60 months.*
    • The monthly payment is only $186 for a $10,000 case with a 9.99% APR Fixed Rate Plan over 72 months.*
  • BARIATRIC

    It’s time surgery-ready patients had an affordable way to get care.

    If your patients are ready for better health, financing shouldn’t hold them back. With attractive plans up to $50,000, terms from 24-84 months and low APRs, there is a plan for virtually any budget. Your patients can choose a plan through Lending Club Patient Solutions to pay for their weight loss surgery. To learn more, call 800-630-1663.

    • The monthly payment is only $186 for a $10,000 case with a 9.99% APR Fixed Rate Plan over 72 months.*
    • The monthly payment is only $344 for a $20,000 case with a 10.99% APR Fixed Rate Plan over 84 months.*

Those who know us recommend us

The Springstone team has now joined Lending Club, America’s leading online credit marketplace. As Lending Club Patient Solutions, the same team from Springstone now offers increased approval rates, more patient-friendly plans and accelerated enhancements for ease of use. As always, we are committed to continuous improvement and treating your patients as you would.

  • When it comes to patient financing, Lending Club Patient Solutions is my go-to partner. They’ve got great payment alternatives for cases of all sizes, from single implants to comprehensive smile makeovers.
    Steve R.DMD, NJ
  • Lending Club Patient Solutions has changed this practice. Case acceptance and treatment has gone up since recommending them.
    Lisa R.Office Manager, OH